The East Tennessee Advantage: Cost of Living 2026

Your dollar goes further in the Volunteer State. Discover why East Tennessee remains one of the most affordable regions in the country.

The Big Picture: Cost of Living Index

Knoxville

86.2

(13.8% Lower)

Best for: Growth & Tech

Chattanooga

87.5

(12.5% Lower)

Best for: Outdoor & Remote Wok

Tri-Cities

81.0

(19% Lower)

Best for: Value & Retirement

The Tennessee Tax Advantage (The "Why")

0%

State Income Tax

Keep more of your paycheck

Low

Property Tax

East Tennessee counties consistently rank among the lowest in the U.S.

NO

"Wheel tax"

Unlike Middle Tennessee, many East TN

counties have minimal or no annual vehicle registration taxes.

Living Expenses

Monthly Budget" snapshot based on 2026 averages for a single adult in knoxville.

Rent
$1,312

Utilities
$330

Groceries
$683

Gasoline
$2.75/gal

Total Estimate
$2325

The "TVA Power" Perk

Did you know? Residents in East Tennessee benefit from the Tennessee Valley Authority (TVA).

  • Average Electric Rate: -12/kwh
  • Comparison: This is roughly 40% lower than the national average.
  • Highlight: heating and cooling a home in East TN is significantly cheaper than in the Northeast or West Coast.